Borrower Services

Seals Investments, LLC is a direct private mortgage lender. We fund commercial real estate loans up to $15,000,000 and residential real estate loans up to $1,000,000 in all 50 states. Most of our loans involve borrowers or properties that do not meet bank lending criteria, but many borrowers come to us because they do not have enough time to obtain bank financing or they do not want to comply with the banks' complicated disclosure and application process. If you have been turned down by your bank or need to fund quickly, we suggest you call or submit your Loan Scenario online to see if you qualify for financing with Seals Investments, LLC.

We fund primarily on the value of the collateral and not based on the borrower’s credit or income. For improved property, we typically loan no more than 65% of the current market value, and 70% for income producing properties. With regard to raw land, we typically fund up to 45% of the current market value, although we can fund more if the property is ready for development. For construction loans, we typically fund 75% of the combined cost of the land and improvements, not to exceed 65% of the projected value. We can also cross-collateralize other properties to achieve the necessary loan-to-value and have no problem with a second lien mortgage behind our first lien. Borrowers may borrower personally or through their corporation or limited liability company